Definition of FIO
"Free in and out”. Term in a bill of lading means that the shipper supervises and pays for both loading and discharge of cargo. Sumitomo Corp. of America v. M/V Sie Kim, S.D.N.Y., 632 F.Supp. 824, 834.
That's the definition of FIO in Black's Law Dictionary 6th Edition. Courtesy of Cekhukum.com.